If you are getting ready to buy a home, the first thing you want to do is to have all the required documents ready to apply for a home loan - this will allow the process to go much quicker. It is worth noting that there are standard documents you require, but depending on your lender and purchasing method you might require additional documentation. We cover all the documentation required by most financial institutions in South Africa.
Here is a run-down of the documents you will need for a home loan application and additional documents required if you are buying through a trust. We also take a look at individuals that are self-employed.
Remember that the more information you have ready, the quicker and easier the bond approval will go. Getting prequalified is always a great idea and using MyProperty’s Bond Calculator will allow you to get an estimate on your monthly bond repayments.